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Specialty: Insolvency Law

AI specialized in Spanish Insolvency Law

Analyze the TRLC, Law 16/2022 reform, restructuring plans and Supreme Court First Chamber case law with an AI copilot trained on Spanish insolvency law.

Insolvency law capabilities

Updated insolvency case law

Access Supreme Court rulings and Commercial Court decisions on credit classification, clawback actions (Arts. 226-232 TRLC), rescission and culpability sections.

Second chance: Law 16/2022

Complete analysis of the reformed second chance mechanism: restructuring plan, out-of-court payment agreement and discharge of unsatisfied liabilities (BEPI).

Assets and creditor hierarchy

Credit classification (special/general privilege, ordinary, subordinate), active estate, against-the-estate credits and payment order under Arts. 269-281 TRLC.

Culpability section

Analysis of the culpability section (Arts. 441-461 TRLC): culpable vs. fortuitous insolvency, accomplices, director disqualification and concurrent liability.

Insolvency administration

Duties, functions and liability of insolvency administrators. Administration report, final texts and challenges. Arts. 60-124 TRLC.

Restructuring plans

Post-Directive 2019/1023 framework (transposed by Law 16/2022): pre-insolvency restructuring plans, approval, cramdown of dissenting creditors and class voting.

Common use cases

  • Draft the insolvency administrator's report with classified creditor analysis
  • Prepare opposition to a composition plan with quorum adhesion analysis
  • Analyze the viability of a clawback action for estate-prejudicial acts
  • Draft the restructuring plan with cramdown provisions
  • Study discharge of unsatisfied liabilities for individual insolvency
  • Search case law on corporate director liability in insolvency proceedings

Indexed legislation

RDL 1/2020: Texto Refundido Ley Concursal (TRLC)

Main insolvency act. Proceedings, composition, liquidation, culpability.

Ley 16/2022: Reforma Concursal

Transposes EU Directive 2019/1023. Restructuring plans, second chance.

Ley 22/2003 (derogada, referencia)

Original Insolvency Act. Relevant for pre-2020 proceedings.

Directiva 2019/1023/UE

Preventive restructuring frameworks, discharge of debts, efficiency measures.

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