SEPE 2026 · 100% Free

Unemployment Benefit Calculator Spain 2026

Calculate the duration and amount of your contributory unemployment benefit based on days contributed and salary. Updated with SEPE / LGSS 2026 values.

360 días

4 meses

720 días

8 meses

1.440 días

16 meses

2.160 días

24 meses

Days contributed in the last 6 years

Minimum: 360 days to access the benefit

≈ 2.0 years

Monthly regulatory base (€)

Average of last 180 contribution bases ÷ 6

💡 Approximation: your average gross monthly salary over the last 6 months

Dependent minor children

Benefit duration

8 months

240 days: for 720 days contributed

First 180 days (70% BR)

1.050,00 €

gross monthly

Remaining 60 days (50% BR)

900,00 €

gross monthly

Total estimated gross

Sum of entire benefit (before income tax)

8.100,00 €

Applicable minimum and maximum

Minimum amount480,00 €/month

Maximum amount1.050,00 €/month

IPREM 2026: 600,00 €/month · Min: 80% IPREM · Max: 175% IPREM

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Unemployment benefit FAQ

How soon must I apply for unemployment benefit after losing my job?

You must apply within 15 working days of dismissal or termination. If you exceed that deadline, the delay days are deducted from the total benefit duration. Apply online via the SEPE electronic office (sepe.es) or in person with an appointment at your nearest employment office.

Can I receive unemployment benefit if I resign?

No, if you voluntarily resign without justified cause you are not entitled to contributory unemployment benefit. Exceptions include termination by the worker under Art. 50 ET (substantial change of conditions, workplace harassment, unpaid wages), expiry of a fixed-term contract, or unfair objective/disciplinary dismissal.

Is unemployment benefit taxable?

Yes. Contributory unemployment benefit is taxed as employment income in the IRPF. SEPE withholds tax: 0% if the annual amount does not exceed the personal allowance, or 15-24% for higher amounts.

Legal note: Indicative calculator based on Arts. 263-280 LGSS (RDL 8/2015) and IPREM 2026 (€600.00/month). The real regulatory base is calculated on the last 6 professional contingency contribution bases. Does not include: unemployment subsidy (means-tested benefit), active insertion income, regional supplementary benefits, or special situations (fixed-discontinuous workers, maritime workers, ERTE). For your specific case, consult a labour lawyer or the SEPE.

Questions about unemployment benefit?

Lexiel answers questions about requirements, duration, amount and compatibility rules for unemployment benefit. With verified citations from SEPE, LGSS and case law.

Ask your legal question from €9.90/mo