Minimum Living Income Calculator Spain 2026: Amount & Eligibility

Indicative calculation based on Royal Decree-law 20/2020 (IMV Law) and 2026 amounts. Final eligibility is determined by the INSS after verifying residence, income, assets and other requirements.

Household composition

Adults in household

Dependent children

Annual household income (€)

Sum of all income: employment, pensions, benefits, capital income, etc.

Net assets (excl. main home) (€)

Asset threshold: 16.614 €. Above this, IMV access is not possible.

Enter your household composition and income to see the result.

Legal basis

RD-ley 20/2020, de 29 de mayo, Ley IMV: Ingreso Mínimo Vital

Ley 19/2021, de 20 de diciembre, Reforma y consolidación de la prestación

Art. 8, Requisitos de acceso y residencia legal

Art. 10, Cuantías y estructura de la prestación

Art. 13, Incompatibilidades y complementariedad

Disp. adic. 4ª, Complemento para familia monoparental

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What is the Minimum Living Income?

The Minimum Living Income (IMV) is a non-contributory Social Security benefit established by Royal Decree-law 20/2020 and reformed by Law 19/2021. It covers the difference between a household's income and the legally guaranteed amount, based on family composition.

Requirements to access the IMV

Legal and effective residence in Spain for at least 1 year immediately prior to the application
Age between 23 and 65 (or minors with dependent children)
Annual household income below 150% of the annual guaranteed amount
Net assets not exceeding €16,614 (excluding main home)
Not residing in social care centres, prison, or foster care
Having actively applied for unemployment benefits and other applicable subjective rights

Frequently asked questions about IMV

Is the IMV compatible with work?

Yes, the IMV is compatible with employment income. Since 2022, new employment income does not reduce the benefit by 80% of the excess over the guaranteed amount for the first 3 years (employment incentive).

Is the IMV compatible with regional minimum income benefits?

It depends on the autonomous community. In general, the regional minimum income complements the IMV: the IMV acts as the base level and the regional benefit covers the difference up to its own threshold.

What is the Child Support Supplement (CAPI)?

The CAPI is an IMV supplement of €100/month per child under 3 and €70/month per child aged 3-18 with disability ≥33%. It is compatible with work and collected together with the IMV.

Questions about the Minimum Living Income (IMV)?

Lexiel answers questions about IMV requirements, amounts, compatibility and application procedure with verified references to RDL 20/2020 and case law.

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