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Table of contents
Permanent Disability in Spain 2026
The four grades
| Grade | Condition | Pensión |
|---|---|---|
| Partial (IPP) | ≥33% capacity reduction in habitual job | 24× regulatory base (lump sum) |
| Total (IPT) | Cannot perform fundamental tasks of habitual profession | 55% of regulatory base (75% if ≥55 years) |
| Absolute (IPA) | Cannot perform any work | 100% ( tax exempt ) compatible with work |
| Full disability (GI) | IPA + needs daily assistance | 100% + supplement (~€800/month) |
Contribution requirements
- Under 31: 1/3 of time between age 16 and qualifying event
- 31+: 5 years, at least 1/3 in last 10 years
- Work accidents: no minimum contribution required
Recognition process
INSS petition → EVI medical report → INSS resolution (135 business days) → if denied: pre-judicial claim (30 days) → Labour Court → TSJ → Supreme Court.
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